JUST SAY NO TO 1099'S

Nothing beats the power of tax deferred growth.

If you are reinvesting their CD interest back into your CD year after year, your growth is subject to annual income taxes. With an annuaty, your money growns tax deferred until the money is withdrawn.

This graph shows how much difference tax deferral can make. If you are still paying taxes on your interest as it is earned, be aware that annuities may represent a sensible alternative.

This example assumes $100,000 at 4% annual compounded rate of return, within a 28% tax bracket.

Take advantage of triple compounding: You will earn interest on:

1. Your MONEY
2. Your INTEREST
3. The money you would have paid in TAXES